PDF Home When homeowners are informed by their insurance company that a home inspection is necessary, they might wonder about their right to refuse. Insurance companies often require inspections to assess the risks associated with insuring a property. The inspection helps the insurer determine the condition of the home, identifying any potential hazards or needed repairs. Refusing … Read more
When a homeowner applies for insurance or when an existing policy is up for renewal, insurance companies often request to inspect the property. This practice allows insurers to assess the condition of the house and identify any potential risks that may impact the likelihood of a claim being filed. Accurate information on the state of … Read more
Regular roof inspections are a critical maintenance aspect that often goes overlooked by homeowners and property managers. Even though roofs are designed to withstand the elements, they are not immune to damage over time. Weather, age, and unforeseen incidents can all contribute to wear and tear that can lead to bigger problems if not addressed. … Read more
A wind mitigation inspection is a thorough assessment of a home’s ability to withstand strong winds, such as those from hurricanes or other intense wind events. Conducted by a qualified inspector, the inspection evaluates specific features and construction elements that contribute to the home’s overall wind resistance. The findings from this inspection not only inform … Read more
A four-point inspection in Florida is a critical evaluation of a home’s four major systems: the roof, electrical, plumbing, and HVAC (heating, ventilation, and air conditioning). This type of inspection is often a requirement by homeowners insurance companies, particularly for older homes, to gauge the condition and safety of these systems before issuing or renewing … Read more
When purchasing real estate in Florida, a critical step is to conduct a home inspection. This process provides a thorough assessment of the property’s condition and identifies any potential issues that could require attention in the future. A home inspection is not only crucial for the buyer’s peace of mind but also can serve as … Read more
When a homeowner is in the process of obtaining or renewing home insurance, they may find that their insurance company requests a home inspection. Insurance companies conduct these inspections to assess the risk and ensure that the property meets underwriting standards. The assessment typically includes looking at the condition of the home’s structure, roofing, electrical … Read more
When purchasing a property, buyers encounter various expenses, one of which includes closing costs. These costs are the fees and expenses paid at the closing of a real estate transaction, typically ranging from 2% to 6% of the purchase price. Closing costs encompass a variety of charges such as loan origination fees, appraisal fees, title … Read more
